Comments on: Roth Sloth http://cindy.ocliw.com/2007/01/30/roth-sloth/ finding my niche and leaving my handprint Sun, 05 Sep 2010 12:25:32 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: cindy http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6276 cindy Thu, 01 Feb 2007 05:44:24 +0000 http://cindy.ocliw.com/?p=1105#comment-6276 Oh, of course not. The internet is a very secure place. *cough* Oh, of course not. The internet is a very secure place. *cough*

]]> By: Vanessa http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6269 Vanessa Wed, 31 Jan 2007 23:07:11 +0000 http://cindy.ocliw.com/?p=1105#comment-6269 True. Now if nothing happens after 2012 let's pretent that this conversation never happen :0) True. Now if nothing happens after 2012 let’s pretent that this conversation never happen :0)

]]> By: cindy http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6265 cindy Wed, 31 Jan 2007 22:59:58 +0000 http://cindy.ocliw.com/?p=1105#comment-6265 Ultimately, it's all about your personal happiness. Ultimately, it’s all about your personal happiness.

]]> By: Vanessa http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6263 Vanessa Wed, 31 Jan 2007 22:56:52 +0000 http://cindy.ocliw.com/?p=1105#comment-6263 I still will invest in stuff like a home or short term investments, but nothing for the long haul, until afterwards. I know it sounds silly, but that's what I feel more comfortable doing. Darn these supersticous behaviors I still will invest in stuff like a home or short term investments, but nothing for the long haul, until afterwards. I know it sounds silly, but that’s what I feel more comfortable doing. Darn these supersticous behaviors

]]> By: cindy http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6257 cindy Wed, 31 Jan 2007 22:49:44 +0000 http://cindy.ocliw.com/?p=1105#comment-6257 There's no fee for a TD Ameritrade Roth-IRA or for the transfer from my old Roth to the new one, IF I manage my own stocks. But if I want a portfolio to be assembled for me based on annual assessments of my risk tolerance and long-term goals, which is automatically updated to respond to market fluctuations, then it's .50% of the money in the account. I think that's very reasonable, cuz I do not want to regularly research and keep up with current market trends. There’s no fee for a TD Ameritrade Roth-IRA or for the transfer from my old Roth to the new one, IF I manage my own stocks. But if I want a portfolio to be assembled for me based on annual assessments of my risk tolerance and long-term goals, which is automatically updated to respond to market fluctuations, then it’s .50% of the money in the account. I think that’s very reasonable, cuz I do not want to regularly research and keep up with current market trends.

]]> By: diana http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6255 diana Wed, 31 Jan 2007 22:30:13 +0000 http://cindy.ocliw.com/?p=1105#comment-6255 i really like fidelity investments- their fees are low. they are not obvious cuz they are mostly "rolled" into the mutual fund prices, but if you look closely, and compare to other firms, fidelity is quite good. i really like fidelity investments- their fees are low. they are not obvious cuz they are mostly “rolled” into the mutual fund prices, but if you look closely, and compare to other firms, fidelity is quite good.

]]> By: cindy http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6251 cindy Wed, 31 Jan 2007 17:09:56 +0000 http://cindy.ocliw.com/?p=1105#comment-6251 James - I tried to sign up for an account online but I think it led me down the wrong path. I suddenly was signing up for a whole different type of account. I'll try again today. Flat Coke - Thanks for your generous offer! I will never forget it. The next time I'm rolling in money and getting irritated from all the damn papercuts, I will turn to you to get rid of the dough for me. James – I tried to sign up for an account online but I think it led me down the wrong path. I suddenly was signing up for a whole different type of account. I’ll try again today.

Flat Coke – Thanks for your generous offer! I will never forget it. The next time I’m rolling in money and getting irritated from all the damn papercuts, I will turn to you to get rid of the dough for me.

]]> By: Flat Coke and Flies http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6248 Flat Coke and Flies Wed, 31 Jan 2007 02:27:09 +0000 http://cindy.ocliw.com/?p=1105#comment-6248 Call Suzie Orman--she knows all that kind of stuff. I read her book several years ago on that sort of thing but I didn't memorize it. I just remember it talking about what you could do when you already had $$ invested. Good luck! And if you need someone to SPEND the money for you as a tax write-off....give me a shout! Call Suzie Orman–she knows all that kind of stuff. I read her book several years ago on that sort of thing but I didn’t memorize it. I just remember it talking about what you could do when you already had $$ invested. Good luck! And if you need someone to SPEND the money for you as a tax write-off….give me a shout!

]]> By: James http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6247 James Wed, 31 Jan 2007 01:40:45 +0000 http://cindy.ocliw.com/?p=1105#comment-6247 Yea I think TD Ameritrade has a decent IRA you should be able to get into. Yea I think TD Ameritrade has a decent IRA you should be able to get into.

]]> By: cindy http://cindy.ocliw.com/2007/01/30/roth-sloth/comment-page-1/#comment-6246 cindy Wed, 31 Jan 2007 00:09:27 +0000 http://cindy.ocliw.com/?p=1105#comment-6246 Unless you're spending it all now before 2012 to prepare for death, the fact that you're keeping it to invest after 2012 is no more strategic than you investing it now. Cuz if you die in 2012, you're not gonna enjoy the money anyway, and if you live past 2012, you would've lost out on A LOT of interest to enjoy later on. So if you're not blowing the cash for the next 5 years, what's the difference? Unless you’re spending it all now before 2012 to prepare for death, the fact that you’re keeping it to invest after 2012 is no more strategic than you investing it now. Cuz if you die in 2012, you’re not gonna enjoy the money anyway, and if you live past 2012, you would’ve lost out on A LOT of interest to enjoy later on. So if you’re not blowing the cash for the next 5 years, what’s the difference?

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